New Mexico Office of Superintendent of Insurance · September 9, 2026 · Primary source
NEW MEXICO ANNOUNCES RATES FOR 2027 ACA PLANS, STATE PREMIUM SUPPORT WILL CONTINUE TO HELP ENROLLEES WITH COSTS
Summary
The New Mexico Office of Superintendent of Insurance approved 2027 individual market ACA plan rates, reflecting an average premium increase of 24.4%, which OSI determined to be actuarially sound under federal and state law. The state's premium support program will continue to assist enrollees with costs despite the increase. The approval covers plans sold both on and off BeWell, New Mexico's state-based health insurance marketplace.
What this may mean
The 24.4% average rate increase applies to individual market ACA plans in New Mexico for plan year 2027, affecting insurers, managed care plans, and enrollees in that market. No changes to Medicaid managed care contracting, provider reimbursement rules, or federal ACA compliance standards arise from this state rate approval. The development is specific to New Mexico's individual insurance market and does not alter federal regulatory requirements.
Informational only. Not legal, medical, financial, or other professional advice. Always consult a qualified professional familiar with your specific facts before relying on any item.
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